Types of Motorbike Accidents
The type of motorbike accident is crucial for your claim. It helps clarify the incident during the process and can significantly impact the outcome, ensuring accurate representation and fair compensation.
The Reality of Severe Injuries
Statistics highlight the stark difference in vulnerability between motorcyclists and car occupants. In 2021, only 12% of car accidents led to severe injuries, compared to 32% of motorcycle accidents. Riders face significantly higher risks due to less physical protection, making the consequences of collisions far more serious.At Biker Claim, we understand the challenges injured riders face and are dedicated to securing the support and compensation you need to recover and rebuild.
Types of Motorbike Accidents
Scroll down to find detailed information about different typesof motorbike accidents, including filtering mishaps and collisions caused by car U-turns.
Understand the risks, causes, and claim considerations for each.
Undertaking
Undertaking is when a motorcyclist passes slower or stationary traffic on the inside. When done safely, it’s a useful way to navigate congestion, but caution is essential to avoid accidents.
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Filtering
Filtering is when motorcyclists ride alongside or between slow-moving or stationary traffic to progress, typically on single or multi-lane roads. It helps bikers navigate congestion but requires caution to ensure safety.
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Bike/bus lanes
Using bike/bus lanes allows motorcyclists to navigate through congested areas, improving safety and reducing emissions. However, not all bus lanes in the UK are open to bikes, so caution is needed.
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Dropping the bike
Dropping the bike is common, even for experienced riders. It’s an unfortunate but inevitable part of motorcycling, often happening at low speeds or when maneuvering in tight spaces.
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U-turn from a car
U-turns by car or van drivers that block a motorcyclist’s path are dangerous. These accidents often happen unexpectedly, leaving bikers with little time to react, which can lead to serious collisions.
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Potholes
Potholes, caused by extreme weather, soft ground, or heavy traffic, pose serious risks to motorcyclists. They can damage suspension, wheels, and tires, and may even throw riders off, leading to severe injuries.
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Road debris / spillages
Road debris and spillages are hazardous for motorcyclists, as the surface beneath their tires is vital for stability. Debris can cause loss of control, leading to accidents and potential serious injuries.
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Junctions
Junctions, where two or more roads meet, are high-risk areas for motorcyclists. The likelihood of accidents increases due to factors like poor visibility, driver errors, and sudden changes in traffic flow.
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Animals and Children
Encountering animals or children unexpectedly on the road is dangerous for motorcyclists. These unpredictable obstacles can lead to sudden stops or swerves, increasing the risk of accidents and serious injuries for bikers.
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Hit and run
A hit-and-run occurs when a driver or rider causes a motorbike accident and illegally leaves the scene without stopping to provide details or assist the injured, complicating the claims process.
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Car door opened into path
A car door opened into the path of a motorcyclist occurs when a driver suddenly swings open their door, blocking the biker’s path and potentially causing a collision or serious injury.
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Motorbike accident abroad
A motorbike accident abroad can be complicated, involving different laws, insurance policies, and language barriers. It’s essential to seek legal advice to navigate the claims process and secure proper compensation.
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12 june 2024
Case Study
Customer Testimonial – Mike
12 june 2024
Case Study
Customer Testimonial – Mike
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Frequently
asked questions
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Talk To UsCompensation
Can I get compensation for stress and inconvenience caused by the at-fault driver?
The general rule is that you cannot make a claim for the inconvenience of being in an accident. Losses arising from an accident have to more tangible than just being inconvenienced. Stress, by itself, also isn’t generally something that can be claimed for. It is possible for a claim to be made in respect of an identifiable psychological conditions, such as post-traumatic stress and depression arising as a consequence of an accident, but the stress of going through the process of making a claim is not something that can generally be compensated.
How long does it take to receive compensation?
The time varies depending on case complexity, but we aim to settle claims as quickly as possible.
Can I claim if the accident was partly my fault?
Yes, you may still be entitled to partial compensation, depending on the circumstances.
Do I have to pay upfront fees?
No, we offer a no win, no fee service-no upfront payment required.
How do I know if I’m eligible for compensation?
If you’ve been injured in a motorcycle accident that wasn’t your fault, you are likely eligible. Contact us to discuss your case further.
Claims Process
How do I start a motorcycle accident claim?
Contact us for a free consultation. We’ll assess your case and guide you through the process.
Do I need to pay upfront?
No. We operate on a no-win, no-fee basis, meaning no upfront costs.
How long does a claim take?
The duration depends on the case’s complexity, but we aim to resolve claims as quickly as possible.
What evidence is required?
Photos, witness details, and medical records are invaluable for building your case.
Can I claim if the accident was partly my fault?
Yes. You may still be entitled to compensation, adjusted for shared responsibility.
General
Can motorbikes use bus lanes?
This depends on the local council. Some areas allow motorcycles in bus lanes, while others do not.
Can motorbikes skip traffic?
Yes, motorcycles can filter through traffic when done safely and legally.
Can motorbikes undertake?
Undertaking is allowed only in specific circumstances, such as when traffic is stationary.
What to expect after a motorcycle accident?
You may face medical treatment, insurance claims, and legal steps. Seek advice early to protect your rights.
What happens to your body in a motorcycle accident?
Depending on the impact, injuries may include fractures, road rash, or more severe trauma like spinal damage.
When should a motorcycle accident be reported?
You must report it to the police and your insurer as soon as possible, ideally within 24 hours.
What happens after a fatal motorbike accident?
In such cases, investigations determine liability, and families may pursue compensation claims for financial and emotional losses.
Can I get private medical assistance following an accident?
Yes, private treatment is an option, and its costs can often be included in your claim.
Will claiming affect my ability to buy motorcycle/car insurance in the future?
It may depend on the claim’s outcome, but your insurer will guide you on any potential impact.
Am I still covered if the other at-fault driver has no insurance?
Yes, claims can be made through the Motor Insurers’ Bureau (MIB) for uninsured drivers.
How many accidents are caused by motorcycles?
Motorcycles account for a small percentage of road traffic accidents but remain disproportionately vulnerable.
What percentage of motorcycle riders get in accidents?
A significant number of riders experience accidents; however, the statistics vary by region and riding conditions.
Will my insurance premium increase next year if the accident was/was not my fault?
Fault claims typically increase premiums, but non-fault claims might also have some impact.